Investor’s Business Daily is a Great Companion to the Wall Street Journal

Investor’s Business Daily, headquartered in Los Angeles, California, is also commonly known as IBD. IBD was founded by William O’Neil in 1984. In 2006, the paper had a circulation of 210,708.

IBD has a history of helping the average investor achieve financial security, and they’ve done it by providing money-savvy individuals with invaluable, step-by-step instructions and strategies which anyone can use to unlock and unleash their inner Buffet.

O’Neil founded the paper to “offer information not available in The Wall Street Journal and other publications”. It allows busy investors to get all the financial news and advice they’re looking for, without having to wade through irrelevant content. Investor’s Business Daily has several sections, covering companies and news that investors want and need to succeed. The Internet & Technology and New America sections discuss company news; IBD offers unbiased opinion and in-depth market analysis in the Editorial and Opinion section.

The tips offered by Investor’s Business Daily have been proven to work for most investors since its inception. Untold numbers of people have used IBD information to help pay college tuition, pay off home loans, and plan for a comfortable and leisurely retirement. With IBD, investors learn how to maximize and protect their finances.

With Investor’s Business Daily, and its companion website, Investors.com (current Alexa traffic rank of 15,339), investors learn how to rely on a stock’s history instead of their intuition. Every stock on the NYSE, AMEX, and NASDAQ receives a “Pass”, “Fail” or “Neutral” rating, and if you’re subscribed, you’ll get regular alerts when top-rated stocks reach a “buying” point. IBD’s complete market analysis teaches investors when to buy and sell their stocks. After all, in the world on stocks and investing, timing is — and always will be — crucial. IBD has a history of all the best stocks which stretches back to 1883. The research, ratings, and information offered by IBD are unique, compelling and insightful. There are only two other reputable publications that are in the same league as IBD: New York’s Wall Street Journal and London’s Financial Times.

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Review – Investors Business Daily Newspaper

Introduction

Investor’s Business Daily (IBD) is a newspaper designed to give professional level stock data and research to the non-professional for the purpose of helping him be successful in investing without having to do it full time. The paper was founded by investor William J. O’Neil and works in conjunction with his CANSLIM investing method (if your not familiar with it see the link to a review at the bottom of this article) which he writes in his book How to Make Money in Stocks. O’Neil says that “for decades, professional money managers were the only ones who had access to the in-depth data that is critical to finding winning stocks.” He created IBD to bring in depth data to all investors small or large, new or experienced.

Main Selling Points

IBD’s main selling point is that compiles and sorts a stock market research and data that the nonprofessional investor would have to spend an unrealistic amount of time acquiring and might not have access to an all. O’Neil claims that the paper will save the reader a significant amount of time and enable them to be successful in investing without being a professional.

IBD is not big on giving the reader “stock tips.” Rather is focuses on educating the reader so he can use the data provided in the paper to make informed decisions on when to buy and when to sell.

Let take a look at some of the main features of IBD and see how they compare with other financial papers.

The Importance of General Market Direction

The infamous investor Jesse Livermore said that “all he needs to know to make money is to appraise (the general) conditions” of the market. He was saying that you can be right on everything with a stock but if you’re off on the direction of the general market, and that direction is down, three out of four of your stocks go down and you will lose big money. Going against the general market is like swimming against the current. In the end you are going to lose. The wise investor evaluates the general conditions (which way the current is going) and invests along with it. One of the best aspects of IBD is that it seizes on this reality and gives the reader multiple sources of data for them to appraise the general conditions of the market.

Two of these tools are on the first page. On the top of the first page is the price and volume activity of all the major indexes for the previous days trading. They’re highlighted in blue for up and red for down so you can see at a glance where the market moved the previous day. The second thing on the first page is the big picture column. This is a synopsis of all the market activity for the previous day and commentary on its relationship the “big picture” of the market.

IBD also has a great page called “How is the Market”. This presents charts for the major market indexes, the NYSE composite, NASDAQ, S&P 500 and the Dow Jones industrial. They show the price and volume activity for each as well as relative strength lines, moving average lines and other market metrics. Within a single page it provides a host of tools for sizing up the general condition of the market.

Not Your Ordinary Stock tables

The second feature that stands about IBD is their stock tables. Most stock tables show only price and volume changes of stocks from the previous day and sort them alphabetically. IBD goes well beyond this and give a number of powerful tools for finding great stocks. First the tables are sorted into their respective industry sectors and then the sectors are sorted by their strength. For example currently the software sector is performing the best and those stocks are shown first. This is a great tool for helping you to focus on the better performing industries. O’Neil stated that after doing extensive research he discovered that “since 1953, the majority of individual stocks that were real market leaders were also part of a leading industry group or sector at the time.”

The second big thing about IBD’s stock tables that they include IBD’s five proprietary ratings called the Smart Select Corporate ratings. Here is a description of each one.

· Earnings-per-Share Rating – Sizes up the growth ability of a company based on its earnings over the last three years but giving additional weight to the most recent quarters. This is a tool designed to allow you to quickly evaluate a company’s profitability. This helpful as profitability is the driving force behind a stocks price movement over the long term.

· Relative Price Strength Rating — Measures a stock’s price performance over the prior 12 months and compares it all other publicly traded companies. This is a powerful tool to help you pick out the top stock amongst a group you are comparing.

· Sales + profit margin + return on equity (SMR) rating – This rating combines factors into a rating to measure a company’s sales growth and profitability. This helps you determine if a company is growing in it’s core area of business (measured by sales).

· Accumulation/Distribution Rating — This rating is based on daily price and volume action and tells you whether a stock is being bought heavily (accumulated) or sold heavily (distributed). Accumulation and distribution are key metrics for determining supply and demand of a stock and this can be used to project future price movements.

· Composite rating — This is the first column in the stock tables and it combines all of the ratings to give you a summary rating for a quick review of a stocks overall performance. This is a good metric for comparing similar companies or different companies that you want to pick out the best one from.

Another feature that stands out about their stock tables is that they include a percentage change in volume value. This gives the days volume change as a percentage of the 50 day average volume. This figure is helpful in determining which stocks are in demand in the market. You can scan the stock tables for stocks that are up in price with a significant increase in volume to see which stocks are being accumulated.

Stock checkup tool

If you are a subscribers you have access online stock checkup tool. I think this is one of IBDs greatest features and may be worth the subscription price alone. The stock checkup tool is a summary of all of the criteria in William J. O’Neil’s CANSLIM investing method. It gives you all of the stocks Smart Select Corporate ratings as well as further data in each of the ratings areas. You can jump right from a stocks chart to the checkup tool and get a quick but thorough analysis of its fundamentals. You can also see how it rates against the other companies in its sector. In many cases this is enough information to make a successful buy on. You don’t have to spend hours of time looking through the stock’s quarterly and annual reports to see if it’s worthwhile. Its a huge time saver. The amount of research someone may take hours to do you can get done in minutes.

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Leading Stock Market Motives To Decide On An Investors Business Daily Subscription

A good many investors wonder if predicting victorious stocks is certain. When a stock is seen to rise strongly one year, the reasonable thing is usually to take for granted that it will continue to do so the next time, isn’t it? If the inherent market rises well in one year, is it safe to assume it will continue to do the same? When you’re used to seeing patterns, how tempting it is to think so now, the way we’ve seen everything rally near the last several months. But one can’t just take your money to the market because they believe in inertia – that things have to as a matter of course move in the direction that they are heading in. What these theories would make for is a really sorry stock market strategy.

The Dow Jones Industrial Average, that’s been around for more than a century, does act in this intuitive way. About three-quarters of the time the Dow Jones has been in existence, it has reported a upward move in the country’s stocks. But it only rose two years, back to back about 60% of the time. The rest of the time, it dropped after a banner year. This compounds the need to stay financially informed if you have any money invested. Like Warren Buffet, the best stock market strategy is to buy and hold on to a quality company’s stock

The only stock market strategies that are safe then, involve buying a good company, and to continue holding onto it until all the rises and falls, average out. Most important is reading and staying abreast of economic news such as subscribing to the Investor’s Business Daily or Wall Street Journal.

Have you heard of the terms growth stocks and value stocks? These are somewhat important in finding a workable theory that you can back up against. Basically, companies that are priced very closely to the value of their company are considered to be growth stocks, and stocks that are very cheap considering the price of the company, are considered value stocks. Most the investment columnists will tell you that growth stocks if they can grow one year, are likely to do so again next year. The Investors Business Daily subscription is a great tool for stock market investors and it is dedicated to empowering individual investors by providing the data, investing tools, and investment training they need to become highly successful in the stock market.

Many well put-together markets like our own always determine their basic level based on a future performance expectation, not anything to do with the past. But there is a somewhat comforting predictability to one part of the stock market – the small cap stocks. These small companies are not all that expeditiously treated on the floor; traders advise people to hold on to their stocks, and not trade them on the slightest hint at the market. Reaction time takes awhile. It takes them a while to react to them. But, on the whole, once they begin to move, they stay moving.

If you’re searching for a good strategy, consider investing in top performing stocks ranked high by the Investor’s Business Daily for this year, think about purchasing up shares in small companies that performed well last year. However, with today’s ever changing financial complexion, you’ll likely decide on bigger cap stocks for the bigger part of your portfolio.. One has to make investment decisions based on weak vs. strong dollar future expectation, deflation, goldilocks economy or inflationary leanings.

Staying on top of trends that impact the future of business is the crystal ball of an investor. Be read up from the world’s largest stock market database that helps you discover successful companies before others find out. Monitor the bottom line financial data for companies and industrial groups as well as proportional rankings that give you a distinct marketplace vantage. Get an IBD subscription online and you get the print addition as well as the free add on online subscription.

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Shoe Repairs And Several Other Things When I Was 7

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.

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What Are The Greatest Changes In Shopping In Your Lifetime

What are the greatest changes in shopping in your lifetime? So asked my 9 year old grandson.

As I thought of the question the local Green Grocer came to mind. Because that is what the greatest change in shopping in my lifetime is.

That was the first place to start with the question of what are the greatest changes in shopping in your lifetime.

Our local green grocer was the most important change in shopping in my lifetime. Beside him was our butcher, a hairdresser and a chemist.

Looking back, we were well catered for as we had quite a few in our suburb. And yes, the greatest changes in shopping in my lifetime were with the small family owned businesses.

Entertainment While Shopping Has Changed
Buying butter was an entertainment in itself.
My sister and I often had to go to a favourite family grocer close by. We were always polite as we asked for a pound or two of butter and other small items.

Out came a big block of wet butter wrapped in grease-proof paper. Brought from the back of the shop, placed on a huge counter top and included two grooved pates.

That was a big change in our shopping in my lifetime… you don’t come across butter bashing nowadays.

Our old friendly Mr. Mahon with the moustache, would cut a square of butter. Lift it to another piece of greaseproof paper with his pates. On it went to the weighing scales, a bit sliced off or added here and there.

Our old grocer would then bash it with gusto, turning it over and over. Upside down and sideways it went, so that it had grooves from the pates, splashes going everywhere, including our faces.

My sister and I thought this was great fun and it always cracked us up. We loved it, as we loved Mahon’s, on the corner, our very favourite grocery shop.

Grocery Shopping
Further afield, we often had to go to another of my mother’s favourite, not so local, green grocer’s. Mr. McKessie, ( spelt phonetically) would take our list, gather the groceries and put them all in a big cardboard box.

And because we were good customers he always delivered them to our house free of charge. But he wasn’t nearly as much fun as old Mr. Mahon. Even so, he was a nice man.

All Things Fresh
So there were very many common services such as home deliveries like:

• Farm eggs

• Fresh vegetables

• Cow’s milk

• Freshly baked bread

• Coal for our open fires

Delivery Services
A man used to come to our house a couple of times a week with farm fresh eggs.

Another used to come every day with fresh vegetables, although my father loved growing his own.

Our milk, topped with beautiful cream, was delivered to our doorstep every single morning.

Unbelievably, come think of it now, our bread came to us in a huge van driven by our “bread-man” named Jerry who became a family friend.

My parents always invited Jerry and his wife to their parties, and there were many during the summer months. Kids and adults all thoroughly enjoyed these times. Alcohol was never included, my parents were teetotallers. Lemonade was a treat, with home made sandwiches and cakes.

The coal-man was another who delivered bags of coal for our open fires. I can still see his sooty face under his tweed cap but I can’t remember his name. We knew them all by name but most of them escape me now.

Mr. Higgins, a service man from the Hoover Company always came to our house to replace our old vacuum cleaner with an updated model.

Our insurance company even sent a man to collect the weekly premium.

People then only paid for their shopping with cash. This in itself has been a huge change in shopping in my lifetime.

In some department stores there was a system whereby the money from the cash registers was transported in a small cylinder on a moving wire track to the central office.

Some Of The Bigger Changes
Some of the bigger changes in shopping were the opening of supermarkets.

• Supermarkets replaced many individual smaller grocery shops. Cash and bank cheques have given way to credit and key cards.

• Internet shopping… the latest trend, but in many minds, doing more harm, to book shops.

• Not many written shopping lists, because mobile phones have taken over.

On a more optimistic note, I hear that book shops are popular again after a decline.

Personal Service Has Most Definitely Changed
So, no one really has to leave home, to purchase almost anything, technology makes it so easy to do online.
And we have a much bigger range of products now, to choose from, and credit cards have given us the greatest ease of payment.

We have longer shopping hours, and weekend shopping. But we have lost the personal service that we oldies had taken for granted and also appreciated.

Because of their frenetic lifestyles, I have heard people say they find shopping very stressful, that is grocery shopping. I’m sure it is when you have to dash home and cook dinner after a days work. I often think there has to be a better, less stressful way.

My mother had the best of both worlds, in the services she had at her disposal. With a full time job looking after 9 people, 7 children plus her and my dad, she was very lucky. Lucky too that she did not have 2 jobs.

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What We Have Here Is A Failure To Communicate

The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.

It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.

One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.

The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.

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